Motorcycle Insurance News

I’d like to offer you some tips about caravan insurance, things you should do and know both before you take out insurance, and while your insurance is in effect. The basic fully comprehensive insurance found by your caravan insurance broker would protect your whilst towing your caravan and while holidaying in the caravan on site. This would make it impossible to unhitch which would deter thieves whilst the caravan was hitched up to the car and you stopped at a rest station.

It is important to remain calm in these circumstances and do the important next step of making the claim. If you follow the tips I give you below you will have gone a long way to protecting your valuable asset.- You should definitely fit an Approved Security Device or wheel clamps, alarms and hitchlocks.

It is also important that they give you a chance to tell them whether or not you have any alarms or other security devices for your motorcycle.

And use them whenever you can.- On older caravans, padlock your gas cylinders to fixing clamps so they can’t be stolen. You want to make sure that they ask where you will be storing your motorcycle, as many companies offer discounts if it is stored in a locked garage. Gas cylinders are an inviting target to a thief.- Make sure if you choose a storage site that is both secure, and meets your insurers definition of a Secure Location.

If you can garage your bike, unease it, or secure it someway while it is parked, you may be able to secure manually some discount on your insurance.3. However, if one can limit this number to a list of riders, they can save many pounds per year on the cost of insurance premiums.

Leave the cupboard doors and curtains open, so it is obvious to any potential thief that there is nothing worth stealing.- Whilst in storage, be sure to remove soft furnishings. Life has been made a lot easier these days with the advent of so many online compares on sites on the ever expanding internet market place.

You could also ensure that your static caravan was as secure as possible so you could install an alarm system and window and door locks on the caravan. This will stop thieves just smashing a window and turning the door handle to gain entry.- Remove all personal belongings, documents and contents when the caravan is not in use.

Your insurance usually covers your contents and personal belongings, however some providers payout with wear and tear in mind while others payout new for old on any replacements. Never leave it out on the street when you don’t have to.

You can do a lot to protect yourself by thoroughly cleaning all food items and storage areas prior to storage. These are often stolen to order, especially on older caravans.- Get a unique number – for instance your CRIS number – etched on to all of your windows.

A number of companies are offering great deals at the moment mainly due to stiff competition and the number of comparison sites now springing up on the web. A thief will be less likely to steal a caravan if they have to replace all the windows so as to avoid suspicion.- Put an easily recognisable sticker or a mark in a hidden place.

Not only do you eliminate time spent driving from place to place, but you can also cut down on the wasted time spent talking with a salesman. This will help you to identify your caravan if it is stolen.- Get a time switch.

You can save time shopping around for various quotes, eliminate having to talk to a salesman, and you can take your time through the comfort of your very own home. Out of sight is out of mind and away from the opportunist thief.

Items of any particular expense such as jewellery might not be covered in a standard policy so again checking this is essential before buying cover.

It is important to make sure that you fully understand the RV insurance policy before you make the purchase. It would payout in the event that you could not stay in your caravan for example if you were in an accident.

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